The Affordable Care Act (ACA) is the name of the legislation that was passed in 2010 by the United States government to offer affordable health care coverage to American citizens. Many people know this law as Obamacare. Essentially, it provides a federally operated health insurance exchange website called HealthCare.gov for residents of the U.S. who are unable to obtain affordable health care insurance from an employer or through their state’s exchange.
Employer-sponsored coverage (ESI) is a type of private health insurance offered through employers. It is the most common major medical coverage, providing health care for over 160 million Americans.
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